Showing posts with label snowball. Show all posts
Showing posts with label snowball. Show all posts

Tuesday, October 19, 2010

Day 122: Catching Up with Harry Potter

Eric and I are anxiously awaiting the release of the first part of Harry Potter and the Deathly Hallows.  To prepare, we are watching all 6 of the current HP movies.  We watched Harry Potter and the Sorcerer's Stone last week, and tonight we watched Harry Potter and the Chamber of Secrets.  We're also on chapter 24 of listening to the CD's of Harry Potter and the Deathly Hallows.  Woo!

Next up, we've paid another chunk of Eric's credit card and colored in another 5/16ths of an inch on our debt thermometer!  I worked on our budget this evening and discovered that depending on how much our tax return is...either my car or his credit card will be paid in full in March!!!  This is ahead of schedule, wahoo!  That means the remaining debt will still be paid off by August, and his car should be paid for by December.  We can do it!

Laying down, curled in the closet, in order to accurately measure our payments.

Eric chooses to squat to color it in.


We're doing great!  A total of nearly $10,000 paid off in 7 months!

Monday, July 19, 2010

Day 30: Home Sweet Home!

We found out today that we get to stay in our apartment! The manager is also giving us a $300 incentive to stay on top of keeping rent at the same price, so it will only cost us $330 for August rent, WOO! We'll have to clear out the storage unit before August 1st in order to get our deposit back and not pay August rent, but that won't be hard.

In other news, the family of the boy I nanny for was all home sick and they wanted me to keep him out of the house because he wasn't sick. We spent all day out at the Schlitterbahn Vacation Village, a partially complete waterpark out at the Legends shopping center. I used this as an opportunity to test out the waterproof feature of my new camera while it is still under warranty. We had a blast on the waterslides and on the raging river and got out of it without sunburns!

Jack and I in the Raging River, people kept giving me funny looks for having my camera in the water.

Yea, yea, gross looking feet - but the camera was fully submerged, cool!



We also had lunch at the T-Rex restaurant - Jack had dino chicken nuggets and I had a T-Rexadilla, yum!

Finally, Eric and I worked on our budget today and figured that we will be able to pay for our fall semester classes AND finish paying off my credit card with one monster payment. We've paid off $1250 in the past 6 months, and with the money from my summer job we'll have enough to pay off the remaining $3000. We know it seems crazy to "blow" that much money on getting rid of debt when we could continue making payments on it. But we're sick of being normal! This will finally start our "debt snowball" and we'll put my credit card's minimum payment onto Eric's credit card payment, and pay it off twice as fast. Then we'll tack those payments onto my car and then Eric's car. We're in the range of having no credit card debt by our one year anniversary, and owning both of our cars outright in 2012 - how's that for crazy?

 This is our debt thermometer for my credit card.  Starting in February we marked the total balance plus a chunk of interest and each month we color in the amount we paid to show our progress.  We're only a third of the way done, but it will be full in a month!

P.S. Addy looooooves catnip!